Mortgage Refinance
Shannon Owen | Your mortgage refinancing matchmaker in Langley, Fraser Valley and the Lower Mainland, B.C.
REFINANCE & HOME EQUITY LOANS
Ready to refinance? Congratulations! Let’s get you into a better rate and term situation, freeing up heretofore earmarked funds every month that can now be used for other things.
We also specialize in helping you get the most out of the place you’ve called home for long enough to build up equity. We’ll help you work out the best way to access cash from your home.
Ready to refinance? Congratulations! Let’s get you into a better rate and term situation, freeing up heretofore earmarked funds every month that can now be used for other things.
We also specialize in helping you get the most out of the place you’ve called home for long enough to build up equity. We’ll help you work out the best way to access cash from your home.
Rate Reduction Financing
Replace your current loan or mortgage with a new one that has a lower interest rate.
- Interest rates have dropped since you first secured your mortgage
- Your financial situation has improved (better credit or higher income)
- You want to reduce your monthly payments or free up cash
With this option, you can secure lower interest rates to reduce your monthly mortgage payments and save money over the loan term. For example, if you currently have a mortgage at 5.5% and rates drop to 4.5%, you may be able to switch into a new mortgage at the lower rate — helping you save money each month.
Make an appointment today
Shannon Owen | Your mortgage matchmaker in Langley, Fraser Valley, and the Lower Mainland, B.C., Canada
Debt Consolidation
We’ll create a well thought out and supported plan for you in this situation.
- Credit cards with high interest rates
- Roll debt into a lower-interest loan
- Roll debt into your mortgage
Combining multiple debts—like credit cards, personal loans, or lines of credit—into a single loan with one payment, often at a lower interest rate is a viable option when the goal is to make things feel more manageable. Instead of juggling several payments (often with high interest), you simplify everything into one monthly payment, which can reduce stress and, in many cases, save money on interest over time.
Reverse Mortgage
Turn home equity into usable cash flow—while continuing to live in the home you love.
- Access cash for living expenses
- Home renovations
- Travel and retirement
Converting your home equity into cash without monthly mortgage payments can be a great option for homeowners aged 62 and older.
Home Equity Line of Credit (HELOC)
Access a revolving line of credit, providing flexibility for ongoing expenses or projects.
- Borrow money using the equity in your home as collateral
- Lower variable rates available
- Borrow up to an approved limit
This can be a viable option for homeowners looking to finance a home renovation, or recurring education or medical costs. Whatever the case, we’ll walk you through the process and match you with the best product for your situation.
Frequently Asked Questions
Why refinance my mortgage?
Are there costs involved in a mortgage refinance?
When is a good time to refinance my mortgage?
WE’VE GOT YOU
Refinance your mortgage with the guidance of an expert.
