Mortgage Renewal
Shannon Owen | Your mortgage matchmaker in Langley, Fraser Valley and the Lower Mainland, B.C.
RENEW AN EXISTING MORTGAGE
If you’re thinking of switching to a different lender, but not sure if it’s a good move, you’ve come to the right place.
We’ll take all the pertinent factors into account and give you our best recommendation.
If a move isn’t in the stars, we’ll make sure all your i’s and t’s are dotted and crossed for your current renewal before the deadline.
If you’re thinking of switching to a different lender, but not sure if it’s a good move, you’ve come to the right place.
We’ll take all the pertinent factors into account and give you our best recommendation.
If a move isn’t in the stars, we’ll make sure all your i’s and t’s are dotted and crossed for your current renewal before the deadline.
Renewing with the same lender
What you should keep in mind when accepting a renewal offer from your lender:
- Compare the offer
- Rate availability
- Your financial position
- Pre-payment privileges
- Future plans
Renewing with your current lender can be the simplest and most straightforward option. In many cases, they’ll send you a renewal offer ahead of time, making the process feel quick and easy. This can be a great fit if you’re happy with your current mortgage and prefer a smooth, low-effort experience.
Make an appointment today
Shannon Owen | Your mortgage matchmaker in Langley, Fraser Valley and the Lower Mainland, B.C.
Switching lenders
We’ll do the shopping around to get you the best deal for your particular circumstances, and taking all the pro’s and con’s into account:
- Are there penalties or fees?
- Interest rate vs. flexibility & features
- Pre-payment options
- Approval requirements
- Support and service
Switching lenders at renewal can open the door to better rates, improved features, or a mortgage that better fits your current lifestyle. For example, if your financial situation has changed or you’re looking for more flexibility, another lender may offer options that align more closely with your needs. While switching can take a bit more effort, you may find the long-term benefits are worth it. My goal is to give you the opportunity to reset your mortgage in a way that truly works for you.
Frequently Asked Questions
When should I start thinking about renewing my mortgage?
Do I have to stay with my current lender?
Will I need to re-qualify if I switch lenders?
WE’VE GOT YOU
Renew your mortgage without stress – even if time is tight.
